YOUR MORTGAGE is a click away
773.433.0498
773.433.0498
773.681.7446
our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
Robert Ramirez, a Senior Mortgage Advisor, has diligently worked in the residential lending business for the past decade, and within the financial industry for over 20 years.. With Robert’s extensive and diverse background, he can deliver exceptional customer service to his clients. Robert started his professional career in consumer banking, then consumer and commercial lending, before deciding to switch gears and become a small business banker within a large financial institution. While this opportunity gave him valuable experience, he realized residential lending was a better fit for him. Robert has always been very customer-oriented and loves working with numbers to make mortgage transactions work. And working with Neighborhood Loans gives him this exact opportunity! With a strong passion in customer service and a background in retail banking, consumer, commercial and residential lending, Robert has the ultimate package. He can confidently educate his clients and provide the best service possible. As a mortgage professional, Robert understands the importance of becoming a homeowner and will do anything in his power to make the dream of homeownership a reality. As everyone’s mortgage experience is different, Robert tailors to his clients’ needs. He will adapt and adjust to his client’s situation to make things work in a timely manner. After all, Robert’s favorite part of his job is being able to help his clients, whether closing on a new home, or refinancing to be in a better financial position. There is no better feeling than telling his clients they are CLEAR TO CLOSE on their mortgage loan!
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Reviews
Robert was great throughout the whole process, which lasted over 6 months. He always made himself available, even after closing, which meant a lot for me and my family. Definitely showed a great level of expertise and knowledge in his field and would definitely utilize his services in the future again.
Robert was always there any time I needed to ask him a question. He always responded right away which I loved about him! When I was nervous he explained things to me making me at ease. Robert thank you so much for your help and support I truly mean that from the bottom of my heart.
When doors keep closing on you, one can only give up. When you are ready to give up and decide to give it one final shot on trying to buy a home, you come across someone like Robert. Robert was there every step of the way. He made this entire process painless. He was there even before I qualified, advising and guiding me through it all. He made a dream come true not only for myself but for my entire family as well. We have longed for a home and Robert made that happen. Thank you, Robert!
